SA - Mortgage

This article will show you how to:

• Create a new Mortgage matter
• Add Mortgagee Details
• Add Mortgagor Details
• Add Property Details
• Add Loan Details
• How to add Third Party Security Providers
• Complete the National Mortgage Form - SA

To create a new Mortgage matter, follow the steps below:

1. Click New Matter from the Home Screen
2. Select State: SA
3. Select Matter Category: Mortgage
4. Select Matter Type: Mortgage
5. Select which party you are acting for (Mortgagor or Mortgagee):
   
6. Enter the parties, including all relevant details.
7. Select 'Mortgagee Details' to enter the Australian Credit Licence and Tenancy for each Mortgagee.
   
8. Select 'Mortgagor Details' to enter the Mortgagor's name if it is different on the Title, including the reason for this discrepancy.
   
9. Select 'Property Details' to enter the Address, Title References and Estate/Interest of the Security Property.
   
10. Select 'Loan Details' to enter the Loan Amount, Loan Term and Loan Account Number.
    
11. To add Uncommon Contacts to your matter, open the Matter Settings and select the appropriate contact from the Parties & Data available for your matter.

How to add Third Party Security Provider

1. If your Mortgage involves third party securities, you should ensure that whoever is providing the security is entered as the Mortgagor
2. Any Borrowers should be added separately to your matter by opening Matter Settings and selecting Debtor
3. All Borrowers should be Debtors in this instance and all security providers should be Mortgagors 

Complete the National Mortgage Form - SA

To complete the National Mortgage Form - SA, follow the steps below:

1. Ensure that you have accurately entered in all Property Details, Mortgagee Details and Mortgagor Details on your matter.
2. For each Mortgagor and Mortgagee that will be executing the National Mortgage Form, you must select the Execution Type from their Contact Card on the VOI/Execution Options tab.
   
3. If the Legal Representative will be signing on behalf of the Mortgagee, ensure that the 'Where permitted use execution by legal representative on behalf of the company' is ticked
   
4. The National Mortgage Form - SA can be found in the Court & Authority Forms > ARNECC Forms folder
   
5. This form is protected, so you will not be able to type on the document after it has been generated. If any data is populating incorrectly, you should use the Smokeball Side Toolbar to update your document.
   

Don't forget to! ...

Subscribe to the Mortgage Precedent Profile

You can subscribe to the Mortgage Precedent Profile in your Smokeball Settings: 

- See Precedent Profiles for more information on subscribing to precedent profiles.